GA Finance and Leasing Limited is committed to ensuring that your privacy is protected. Should we ask you to provide certain information by which you can be identified when using this website, then you can be assured that it will only be used in accordance with this privacy statement.
What We Collect
GA Finance and Leasing Limited understands how important your privacy is and we have implemented measures which will ensure any personal data that is obtained from you will be processed and maintained in accordance with the Data Protection Act 1998 and with the General Data Protection Rules (GDPR).
The GDPR requires GA Finance and Leasing Limited and all organisations to maintain records of processing activities and the legal bases for processing such data. GA Finance and Leasing Limited constantly reviews the data that we hold about you.
What We Do With The Information We Gather
We require this information to understand your needs and provide you with a better service, and for the following reasons:
How We Use Your Information
Fraud Prevention Agencies and Credit Referencing
Credit Reference Agencies (CRAs)
Information received by CRA’s will be recorded by them.
If the finance agreement is live, the activity and details of management of your account will be passed onto them. In the event that you take out a finance agreement and fail to repay back the full funds required, this will be recorded with the CRA. In this case information may be passed onto other companies by CRA’s to locate and trace you with a view to recovering any outstanding debts. We must warn you that if this does occur then this will remain on your record for six years once a case has been closed by either settlement or default.
Fraud Prevention Agencies (FPAs)
Further information on fraud prevention agencies can be obtained by contacting DPOfficer@broker4cars.co.uk. This request will then be forwarded to the Data Protection Officer (Compliance Manager).
You may contact any/all of the credit reference agencies directly. If you choose to contact a Credit Reference Agency, please bear in mind that the information held may not be the same so it may be useful to contact all of them.
For further information on how credit reference agencies use your personal information, please visit: https://www.experian.co.uk/legal/crain/
Inaccurate Information Provided By You
What are Cookies
Third Party Cookies
Links To Other Websites
Controlling Your Personal Information
If you believe that any information we are holding on you is incorrect or incomplete, please write to us at GA Finance and Leasing Limited, 29a Grosvenor Road, Ripley, Derbyshire DE5 3JE or email us at DPOfficer@broker4cars.co.uk as soon as possible. We will promptly correct any information found to be incorrect.
Do We Share Your Information With Third Parties
Where We Store Your Information
Unfortunately, transmissions of information via the internet are not completely secure. Although we will do our best to protect your information, we cannot guarantee the security of your information transmitted to www.finance4cars.co.uk; any transmission is at your own risk. Once we have received your information, we will use strict procedures and security features to try and prevent unauthorised access.
You also have the right to access the information that we hold on you and request details of the third parties with whom we have shared your information with us contacting us using the details provided in the previous paragraph. We do not charge a fee for this service in accordance with the General Data Protection Regulations (GDPR), unless the request is deemed to be unreasonable by the company. In the event that the request is deemed unreasonable, GA Finance and Leasing Ltd will inform you of the intent to charge a fee and outline the reasons for this.
All information relevant to you will be released upon request within 30 Days of your request being received.
You may also correct errors in, or update your information, or request that we remove information about you form our records by sending us a request to the postal address provided above or by emailing us at DPofficer@broker4cars.co.uk . In most cases we will comply promptly with your request and let you know when we have done so. However, sometimes we will not be legally obliged to comply with your request. If this is the case, we will inform you of our decision and the reasons for that decision.
To protect your privacy and the security of your information, we are required to take reasonable steps to verify your identity before we act on any request which you may make in respect of your information.
In accordance with the GDPR you have the right to request the following:
Notification Of Breach
In compliance with the GDPR, we want to make sure we are being completely transparent with you regarding your data and the security of your data. We will contact you by email, letter or phone to inform you of any suspicious activity.
How Long Do We Keep Your Information For
Right To Be Forgotten
Within our company, we have a dedicated Data Protection Officer (Compliance Manager) and you can contact them by email at DPofficer@broker4cars.co.uk and your details will be passed to the relevant individual. If you have any issues regarding your data being held, you can also contact us by telephone on 01773 512806.
The use of your personal data will be explained fully in the event of applying for credit. You must accept these terms before proceeding to a credit application form.
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