The Excess Mileage Charge is the pence per mile you will be charged at the end of the term, by the company your car is financed through, but only if you decide to hand the car back and have exceeded your estimated total mileage.
The APR is the annual cost of credit expressed as a percentage, including interest, loan fees, and any other costs.
The Total Amount Payable is the full amount you will pay for the car, assuming you elect to pay the Final Payment and keep it. The Total Amount Payable includes the interest on your finance and all other associated costs.
The Final Payment is the fixed amount you pay at the end of the finance agreement, assuming you choose to take full ownership of the car.
The Monthly Payment is the fixed amount you pay each month of your chosen finance term.
The Balance to Finance is the price, less any deposit you pay up-front. This is the amount you are borrowing.
The Deposit is the initial cash payment you elect to pay that reduces the amount you borrow. Your deposit can be anything from 0% up to 40% of the price. The higher the deposit you put down, the lower your monthly payments are going to be.
The Discounted Price is the price you’ll pay for a car with us. This can be up to 30% lower than the Manufacturers Recommended Retail Price.
Customise your finance quote by altering the value of the deposit you wish to place. In general, your monthly payment will decrease if you choose to place a larger deposit.
Customise your finance quote by altering the term, in months, you wish to take the plan over. In general, your monthly payment will become cheaper by selecting a longer term.
Customise your finance quote by altering your estimated yearly mileage. In general, your monthly payment will increase with the more miles you drive per year.
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Financial Conduct Authority (FCA) Regulatory Statement: GA Finance & Leasing Ltd are a non independent credit broker (not a lender) whose registered address is 6 Clinton Avenue, Nottingham, NG5 1AW. We can only introduce you to the following lenders and brokers; Jigsaw Finance, Barclays, Close Motor Finance & Paragon and are only able to offer a limited number of products from these providers, who in turn may pay us for introducing you to them. We also may charge you a credit broker fee; any credit broker fee will be disclosed to you and only be charged on your explicit agreement before your application for finance is taken. GA Finance & Leasing Ltd are authorised and regulated by the FCA. Our firms reference number for our consumer credit interim permission is 489509 and our Consumer Credit Licence Registration Number is 639783. You can check this on the FCA’s website http://fca-consumer-credit-interim.force.com/CS_RegisterSearchPageNew or by contacting the FCA on 0845 6061234. If you wish to make a complaint against us, please contact us by writing to GA Finance & Leasing Ltd, 29a Grosvenor Road, Ripley, Derbyshire. DE5 3JE, or, e-mailing complaints@broker4cars.co.uk.
The team were great in supporting us to get our desired car at an excellent price.
Paul******tt@gmail.com
The place to buy a new car at discounted
I brought my kia sportage gt-line s hev blue flame from dan he was so helpful i saved over 6.500 pounds y using this company car dealer are making a killing. On you people. Kia Sutton Coldfield offered me a kia sportage gt-line hev which was 1 year old for the same price as a new on from these lovely people I would highly recommend using this company again
Graham Pattie
Professional & user-friendly
It was a pleasure doing business - efficient, professional and responded quickly to my queries. Buying a new car is a big (for me!) financial commitment, but doing so over the internet not via a dealer was also challenging (especially for my wife!) - however, initial due-diligence checks and the interactions resolved any concerns......my new Kia Sportage GT-Line HEV was delivered a few days ago, no delivery issues and it looks and drives great! Most important result - a very happy partner!!
Oldforester
Excellent Service
Second car purchased through Broker4Cars and on both occasions had excellent service and best possible price. During 20 week waiting time kept well informed of situation and all questions answered by helpful company rep. Anyone having second thoughts about buying online should have no worries when dealing with Broker4Cars
Alan Clarkson
New Car Purchase - Hyundai Santa Fe
I would highly recommend this service. The price was better than the dealership (c. £2k after broker fee), the service was excellent throughout and the car was delivered to the door on time. The only very minor disappointment was the car was dirty on arrival but the delivery driver offered to get it cleaned before leaving.
Grayj*****@icloud.com
Great Service
This is the second car i have bought through Broker 4 cars. Having experienced a very satisfactory purchase with my first car I had no hesitation in placing an order for another new car. The whole experience with the purchase is made very easy and i would gladly recommend to any body wishing to purchase a new vehicle
phill******61@hotmail.com
First time car broker deal - better than
We went to the main dealer showroom, knew what we wanted but just didn't trust the salesmen's claims we could break their 48 month finance contract ( used to offer a dealer discount) after 6 months without penalty . So what were our alternatives. We considered other brokers, but after some research were more than impressed with the comments regarding Broker4Cars over all others. Somewhat nervously we contacted Broker4Cars, bearing in mind we had never bought a car this way before and therefore were very cautious about the whole thing. Having spoken to him, who put us completely at ease, we were highly impressed with the whole service we received from him and the team. He sourced the exact car that we wanted ( garage told us it wouldn't be available for 8 months from the factory !) within a week and 2 weeks later it arrived on our drive. The price that we paid for the car was really competitive and came out far less than what the garage salesman was offering including their dealers discount/incentive for signing their finance deal. The whole Broker4Cars process was simple and faultless and at no time did we have any concerns, even when it came to paying over a huge chunk of cash. Couldn't recommend Broker4Cars enough and definately use them again.
Grayj****3@icloud.com
Excellent Service
This is the second car I have purchased through Brokers 4 cars The good service I received with my first purchase was the main reason for placing a second order. I was kept up date I respect to delivery, Would not hesitate to recommend
MikeB
What I wanted at a great price.
Gave an excellent deal and a price that could not be matched anywhere near, got the exact car and spec that I wanted and kept me informed all the way through the process up until delivery.
Paul******tt@gmail.com
Big savings
Definitely buy from these guys again saved me over £5.500 buying from broker4cars then a main dealer
New Car Broker, Broker4cars.co.uk, selling cheap UK cars
Buying a new car using the services of reputable car broker will be one of the best moves you will make when looking to buy a cheap new car. Broker 4 cars has been a car broker in the UK since 2000 and has grown in reputation over the years, amongst car dealers and customers alike, as an honest, hard working, discounted car broker who's service standards to all it's customers are second to none.
Broker4cars is an exceptional new car broker in the respect that every customer is treated as an individual. We guide you through the process of buying discounted new cars right from the point where we receive your referral over the internet through to the time you place an order with one of our associated new UK car dealers or suppliers.
Online new car sales process
Firstly, you can expect one of our new car brokers sales staff to contact you to thank you for your interest in the possible purchase of a new car. We will then confirm the price and verify the car specification details are correct for your needs. Our Broker4Cars sales staff will then personally deal with you, confirm the vehicle availability, clearly explaining the buying process and answering any questions you may have before finally placing your order with one of our recommended car brokers.
Buy a new car and save time and money with broker4cars.co.uk
Just imagine the time, effort and expense of visiting numerous car dealers or car supermarkets trying to find the lowest price for that new car you've set your heart on buying. Broker4cars.co.uk do the shopping for you with our recommended car brokers, helping you save possibly thousands of pounds on the latest model new car.
Listing, up-to-date, cheap discounted vehicle prices for a large range of cars which are available to buy from our associated UK car dealers broker4cars.co.uk prides itself on negotiating some of the cheapest new car prices in the UK from franchised dealerships and our preferred suppliers.
The cheap new car prices we are able negotiate are due to the volumes of new cars we help our partner dealerships sell to our internet based customers who are all over the moon with the savings made against the manufacturers list prices.
As a car broker we can save you large sums of money on a massive selection of cars from a variety of manufacturers such as Alfa Romeo, Audi, BMW, Chrysler, Citroen, Ford, Jaguar, Jeep, Land Rover, Lexus, Mazda, Mercedes, Peugeot, Renault, Toyota, Vauxhall, VW and Volvo. In short, when you buy using our services as a car broker you can be sure that we will give you our best efforts in finding the very best price on your next new car.
GA Finance and Leasing Limited is a trading style of GA Finance & Leasing Ltd. We are a credit broker and not a lender, we are authorised and regulated by the Financial Conduct Authority. Registered No : 680762
Registered in England & Wales with company number : 05430052 | Data Protection No : Z9040030 | VAT No : 427 3963 73
Registered Office : 6 Clinton Avenue, Nottingham, NG5 1AW
Disclaimer: All vehicle images and descriptions are for illustration and reference purposes only, all vehicle leases are subject to credit approval and subject to change at any time. E&OE.
